Senior Underwriter A&H (APAC)

 

Overview

This is a senior, client-facing underwriting role within Accident & Health (A&H) across APAC. You will combine strong technical underwriting judgement with confident stakeholder management, supporting portfolio growth and delivering profitable outcomes across key markets including Mainland China, South East Asia and North Asia (including Taiwan). Most business will be written outside Singapore.

Key Responsibilities

• Underwrite A&H business, including new business and renewals, in line with underwriting authority and risk appetite.
• Assess, price and structure risks; review terms and conditions; ensure robust documentation and compliance.
• Lead client and broker meetings, present underwriting positions clearly, and support marketing activity across APAC.
• Collaborate with actuarial, claims, medical, legal and compliance stakeholders to optimise risk selection and portfolio performance.
• Monitor portfolio profitability, trends and accumulation; recommend corrective actions and underwriting strategy.
• Contribute to product development and market intelligence, including emerging A&H opportunities and regulatory considerations.

Essential Requirements

• 7–12 years’ relevant underwriting experience at a senior level.
• Strong technical background in A&H, gained in General Insurance and/or Health & Life reinsurance (reinsurance preferred; direct underwriting considered).
• Proven ability to engage confidently with clients and brokers; professional, presentable and comfortable representing the business externally.
• Excellent soft skills and cultural fit: collaborative, commercial, pragmatic, and able to influence across functions and geographies.
• Fluent English (working language). 

Desirable Skills

• Reinsurance experience and an understanding of reinsurance structures and how to craft solutions for clients.
• Health-focused A&H experience.
• Actuarial background or strong quantitative capability related to health/A&H pricing and portfolio analytics.
• Second Asian language (significant advantage for regional client engagement).
• Exposure to developing or growth markets in Japan and/or broader APAC.

Work Eligibility

Singapore-based candidates are preferred; Employment Pass sponsorship is available where required.